Second Job

I was going over my finances today and I have a few options caused by my current situation that began about a year and a half ago.
1. I need to find a second job where I can make some money in addition to my current job.  If you have any ideas, please let me know.
2. I can look into a personal loan for the amount that I can pay off the credit cards with.  This would have a lower interest rate than my cards and would help out immensely.
3. I can find a way to rob a bank (yeah right).